A payment API for application developers and system integrators with a business-to-business (B2B) customer focus
- Differentiate your payment acceptance options with our Level 3 B2B payments API. Don’t settle for integrating just another business-to-consumer (B2C) payment gateway.
- Select a payments API that can process both consumer and commercial cards at the very lowest rates available.
- Process credit card and e-check/ACH transactions
- Process both consumer and commercial card payments at lowest possible costs
- Submit line item detail to qualify for incentive Level 3 data rates
- Store customer profiles
- Process recurring payments
- Email receipts
- Email invoices with payment links
- Operating system and platform independent
- Detailed API integration guide available
- Integrations samples available C++, PHP,VB, ASP VB, NET, ColdFusion, and Java
- Free Test account available
What is the opportunity?
It is estimated that the total amount of purchasing card (p-card) spending in North American is growing at about 15% annually and will reach $218 billion by 2012. Along with this growth in payment volume, more and more business-to-business and business-to-government buyers require the seller to provide line item invoice data when accepting their commercial card payment. Consumer oriented payment gateways are not capable of meeting business, corporate and purchasing card requirements like our Level 3 payment gateway API.
Most businesses accepting payments from other businesses and government agencies are NOT qualifying for the best available Interchange rates because their merchant account is not set up properly. And most business software developers and system integrators have yet to embed Level 3 technology. Recognizing this before your peers and competitors, your integration of Level 3 payment processing opens enormous opportunity.
A Feature Rich API
In addition to card payment processing; our gateway is feature rich, supporting customer profile and card data storage, invoicing, secure checkout, recurring billing, ACH, gift card and more.
The API and development kit is free and integration support is provided to you at no cost. We can provide sample code based on your programming language, demo accounts for testing and responsive technical assistance.
Of course, adding Level 3 capability for your clients accepting commercial cards differentiates your solution and more importantly lowers their overall bottom-line processing expenses. By implementing our API you can help your clients identify commercial card transactions capable of Level 3 Interchange then prompt for additional information, significantly reducing excessive data entry. In addition, our solution can be set to automatically populate data for Level 3 transactions, further maximizing system efficiency.
Your Level 3 payments API integration with Vantage means Interchange pass-through pricing to lower commercial and GSA-purchasing card acceptance expenses; improved operational efficiency and reduced risk and PCI card data security compliance costs for you and your valued clients.
What about PCI card data security?
PCI card data security is an important issue for businesses accepting card payments today. Use our API to securely store customer profiles and payment data (Section 6 of the API Users Guide). Secure checkout integration provides real-time payments without collecting, transmitting, storing or even touching cardholder data for one-time, repeat and recurring billing. Our well documented API can show you how to architect your solution to stay out of scope with the Payment Card Industry Data Security Standards using a tokenization solution. We can provide sample code and responsive technical support to make implementation fast and easy.